Re: More financial advice sought
I'll throw another thought out there: learn to live without the credit cards. After you get past the debt cut up the cards and don't look back. If you plan well and keep a sizeable chunk of money set aside for emergencies (10-15K) you can handle pretty much anything on a cash basis. Debit cards provide all the ease of use that a credit card provides without the debt accumulation.
While it is possible to live responsibly with the cards, getting rid of them completely and managing your lifestyle will ensure that you don't fall prey to the lure of easy money again.