Re: More financial advice sought
Using only cash works as well. It may not be practical, but it really does the trick to make you very aware of the impact of every single purchase.
If Vegas had implemented a 'cash only' basis for gambling, it would still be an oversized goat farm. The disconnect between poker chips (or debit/ credit cards) is pretty significant.
It's the first thing the Mrs. and I do when we need to tighten the belt, right along with writing down every expenditure for the month. It's pretty scary.
“Our team is a team full of fighters. They never panic. We don't necessarily get all the hits we want all the time, but we find a way to win.” – Dusty Baker