Re: More financial advice sought
Also, to add to what I said earlier, sometimes its better to play offense than defense. I.e. earn extra money as opposed to cutting down on expenses. Obviously doing both is good, but when push comes to shove I'd personally rather just make more to cover an expense as opposed to going so far as to sell belongings. This is an option that I think really gets overlooked when this subject comes up.
We are all in the gutter, but some of us are looking at the stars.