I already know I can get a loan and have it paid in in a year or less(We only owe 6 payments left on a 460.00 a month van so paying it off soon shouldn't be an issue).
Say what you just typed out loud. "I want to borrow money to buy a TV!"
Serriously? You think that is a good idea?
BTW, your "only 6 payments" left on the van is $2,760.
I think this is your answer...
I am simply being materialistic
You've got a 30" TV. It's not like you are watching on a 10" black and white unit that gets 3 channels. And even if you were, borrowing money to buy a TV makes about zero sense. Actually, less than zero sense unless it's zero % interest and even then I'd be suspect that the cost of the TV was inflated to cover the difference.
This is America and obviously you can do what you want. But if you are looking for opinions on whether it makes any sense on any planet to take out a loan to buy a TV it should be pretty obvious that my opinion is that is a DUMB idea on about 10 different levels.