Re: wanting vs. needing--big screen tv
I don't know your financial situation, however, if you had scads of cash in the bank I'd be currious why you haven't paid off your van. So working from the assumption you don't have 6 months reserve in savings and all your other debts (aside from mortgage) are not retired, now is the time to pay off the van and put money into savings.
I don't think we are going into The Great Depression Pt II as the nightly news would have you beleive, however we are going into some very unstable and possibly unpleasant financial times. Now is the time to be saving money and acting financially conservative. At least until we know how things are going to play out with the economy.
What would be a better "gift" to your family? A big whoppin TV or the security of having some money in the bank? I guess I'm old fashined, but I consider it my responsibility to protect my family by doing what I can to ensure we have financial stability.
Think about it. What would you rather have if the worst happens and you lose your job? A little money in the bank, or a nice TV to watch American Idol?
Sorry to be so preachy, but you asked!
a super volcano of ridonkulous suckitude.
I simply don't have access to a "cares about RBI" place in my psyche. There is a "mildly curious about OBI%" alcove just before the acid filled lake guarded by robot snipers with lasers which leads to the "cares about RBI" antechamber though. - Nate