Originally Posted by joshnky
True but that doesn't make it sound advice. Its playing with fire and you never know when unforeseen circumstances might change your financial situation.
If handled correctly, you can pay $2K today or pay $1920 later (effectively, since you can make $80 in interest). How is it sound advice to pay up front?
Quite frankly, if unforseen circumstances come up and I needed the money I'd rather have the $2K in hand and let them repo the TV.
Caveat: (Other than the obvious that the person can't control themselves and will spend the money on something else.)