Re: wanting vs. needing--big screen tv
Originally Posted by gonelong
If handled correctly, you can pay $2K today or pay $1920 later (effectively, since you can make $80 in interest). How is it sound advice to pay up front?
Quite frankly, if unforseen circumstances come up and I needed the money I'd rather have the $2K in hand and let them repo the TV.
Caveat: (Other than the obvious that the person can't control themselves and will spend the money on something else.)