Re: Indianapolis folks
If you're that economic strata, Morton's is excellent. We've eaten there.
Haven't tried St. Elmo's and have been to a Ruth's Chris (or Chris' Ruth or whatever it is) in a different city (Dallas) and it was very good too. I think Indy has a Shula's too. All of those top shelf steak places, ka-ching.
Indy's downtown is a lot of fun and lots happening. We were there last weekend. We ate at Ram Restaurant and it was very good. Great ale.
Pay attention to the open sky