Re: Anyone want to talk stocks and retirement?
I'm 42 ... about 5 years ago I began purchasing dividend paying stocks in my Roth IRA. At 37 or so I thought I had about 25-30 years to retirement and it was time to begin thinking about dividends and the income they might provide. At this point my portfolio has mostly larger companies that have paid regular dividends (and increased them) over time. I currently have MCD, BIP, BGS, VZ, MMM, & RIG. I am hoping to hold some of these stocks for life so all dividends on these stocks are reinvested. I also have VZ and RAI, but I suspect I will sell them at some point in the future.
I maintain more of a growth stratedgy with my 401K investing in individual stocks, sometimes swing trading, a little gold/silver, etc. At some point I will probably begin purchasing more and more dividend paying stocks, likely soon. One of the things I'd like to start looking at in this account is small caps that initiate dividends or are already paying dividends.