Re: Fighting the local gym about membership
Just ignore the collection agency. Don't call them to explain your situation or anything (that just lengthens the process). They will give up eventually.
This is true. I have a friend who works for a collection agency. $500 is a drop in the bucket to them. They won't put much effort into collecting from you. They're much more concerned with people carrying more than $5K of unpaid debt.
"I prefer books and movies where the conflict isn't of the extreme cannibal apocalypse variety I guess." Redsfaithful