[QUOTE]I am vaguely familiar with Beavercreek, but not at all with West Carollton. Is it within a half hour of downtown?[ /QUOTE]
West Carrollton (right by the Dayton Mall) is about the same distance from downtown as Englewood... West Carrollton being south, Englewood being north of downtown.
You can find some decent places in Kettering too (lots of apartments and house rentals). Kettering is only 5 miles or less from downtown (just south of downtown and east of Beavercreek). I'd recommend that you and your wife give a look at places in Kettering before making a final decision. It is not a high cost place to live and is really close to downtown... and is still a decent area. If an apartment is right at this time in your lives, Kettering also has a lot of 4-unit red-brick apartment buildings... if you do not like the large apartment complex thing.
Good luck and welcome back to the area (when the time comes for that!).