MRI can not show everything.
Agreed. And sometimes Doctors just are not wise enough. I had a problem one time in the arch of my foot. It was like this for some time, so I looked at what I was doing at work as a possible culprit because I used that particular foot on a pedal to lower tooling. So I asked my employer to pay to have it looked at and if I could stay off that particular job for awhile. It wasn't bruised (that I could see), nothing was broken or torn. I went to 2 different specialists and neither of them could find anything wrong. It certainly wasn't my imagination, but my employer thought I was pulling their chain all on the doctors say so. To this day I'm not sure what it was but the problem went away after some time away from said pedal. Needless to say It made me look bad in the eyes of my peers.
However I would imagine that the Jays indeed paid for damaged goods!