Originally Posted by pedro
Wow that suck Yachtzee. I don't think it's crazy to ask at all, but I highly doubt they'd pay up on that.
But why is that? It's an actual quantifiable loss. I went to the Kelley's Blue Book website, filled out the questionaire concerning the car, its options and the amount of damage to the car. I answered the questions assuming that all repairs were made so that there is no perceptible difference between the car and one that had not been in a crash. The only difference I made was checking "yes" for the question, "Has the car been in an accident requiring over $3000 in body work." It came out with a difference of slightly more than $3000 on trade in value and slightly less than $3000 on private party transaction. In this day and age, when anyone can find out about a car's history just by going to carfax.com, I feel that that $3000 is an actual loss of property value resulting from the accident. In fact, it's much more easily quantifiable than other damages that insurers regularly pay out, such as pain and suffering.
Is there any reason for not paying that, other than they don't want to?