I could have also titled this "Why I hate Bank One".
I'm just curious, but does it make any sense for banks to charge you [B]MORE[\B] money when you already don't have enough in your account?
For example, apparently I went over the limit of what was in my checking account by using my bank card as a credit card, but I really needed to eat lunch one day last week. So, I pull through a McDonald's drive thru and order two filet-o-fish sandwiches, and a large milkshake. The total comes to $6.59. However, my bank sees fit to charge me an extra $180 for having insufficient funds, so my two fish sandwiches and milkshake end up costing me $186.59. I also needed gas to get to work that day, so I put $15 worth in my tank, which actually ended up costing me $75, once again for insufficient funds. And, does it really make sense for a bank to charge you for using their ATM when you are an account holder at their bank? I mean, should you have to pay $1.50 for using their ATM anytime you want to withdraw money from their bank where your account is at? Not only that, but does it make any sense at all for them to charge you $1.50 for doing a balance inquiry on your account at their ATM? GRRRRRRR......
Okay, thanks for letting me rant. I really do feel better now.