Most of us (all of us?) have used ATMs to do banking. I live on them. I am kind of old-fashioned... no debit card (just use cash) for non-internet purchases. They don't have have business hours and do not require you to fill out a slip to make a withdrawal. They have also advanced in technology (touch screens) and reside well in our face-paced society.
* Remember when there used to not be any drive-up ATMs? Back in the day you used to park your car and walk up to the ATM. Most were located in the lobby of your bank or were in the front wall of your bank. The only ones like this now seem to be in a shopping mall or located in a large corporation.
* Ever notice all the paint marks on the drive-up ATMs? I have used drive-up ATMs for quite some time and can honestly say that I have never hit my side mirror on an ATM. That must be a real bummer. I guess these people end up getting the maximum amount out to pay for the damages to the car. Ouch!
* Remember (showing my age again) when the minimum withdrawal amount was $5? Nowadays you have to take out at least $20. Of course what can you possibly need ONLY $5 for these days?
* Do you want a receipt? This used to not be an option. You got a receipt. Why wouldn't you want a receipt? Can they be used by a thief to ripoff your account, do people litter with them too much or is the bank trying to save a $.01 by hoping someone will not want it?
* Some younger folks might not know what the letters ATM mean. Automated Teller Machine. My stepson likes to call it an ATM machine. He doesn't realize the redundancy in this term... Automated Teller Machine machine.
* Did the ATM cause a decrease in the number of bank teller jobs? I used to go into a bank to do my business. Of course that was before the direct deposit days too. I probably physically go into a bank these days once or twice a year. Mostly b/c of the direct deposit thing and the ATM. In the old days people knew their bank workers. Now they know how to use their ATM with their eyes closed and have no idea who those peole are in the building called the bank.
* Ever found anything at your ATM? I have twice found a $20 bill. Once it was on the ground and another time it was in the money slot (before they had a door that opened and closed on the money slot). Another time I found that the person before me left too soon... the machine asked me if I'd like another transaction. I was confused at first and then realized the last person must have grabbed their money and took off before answering no and grabbing their card. Devious thoughts entered my mind (make a free withdrawal!) momentarily and then decency took over. I hit no and promptly took the ATM card inside to the bank personnel.