In many cases property not exempted by state and federal law will be seized as payment towards the judgment if there is not money to pay (which of course there won't be). The plaintiffs can then file a judgment lien of some sort (again, depends on state law) to collect the rest through garnishment, which can be all disposable income above the allowable exemption. I speak from personal experience as someone who once ran a business and had to collect in civil court...those are the methods we used.