Turn Off Ads?
Results 1 to 12 of 12

Thread: Banks charging a Debit Card Fee

  1. #1
    Member JaxRed's Avatar
    Join Date
    Apr 2000
    Location
    Jacksonville, FL
    Posts
    9,495

    Banks charging a Debit Card Fee

    Was watching a report that talked about banks starting to charge a $3 or $5 fee if you use your debit card at any point in the month.

    I use USAA Bank online (everyone is eligible) it is GREAT. Once you realize that you can scan (or sometime take a picture of your check) to deposit it, you don't need your local bank ever again.

  2. Turn Off Ads?
  3. #2
    CELEBRATION TIME RBA's Avatar
    Join Date
    Apr 2000
    Location
    San Marcos, CA
    Posts
    13,984

    Re: Banks charging a Debit Card Fee

    Quote Originally Posted by JaxRed View Post
    Was watching a report that talked about banks starting to charge a $3 or $5 fee if you use your debit card at any point in the month.

    I use USAA Bank online (everyone is eligible) it is GREAT. Once you realize that you can scan (or sometime take a picture of your check) to deposit it, you don't need your local bank ever again.
    I bank with USAA also. I can deposit checks using my phone. They recently opened some financial centers outlets in the San Diego County, which helps out.

  4. #3
    Danger is my business! oneupper's Avatar
    Join Date
    Jun 2004
    Location
    Back in Florida
    Posts
    8,143

    Re: Banks charging a Debit Card Fee

    Banks are going to get more creative about fees.

    Normally, the operating costs of a checking or savings account were subsidized by a zero or low interest rate on the balance. With market interest rates so low, that has been practically eliminated.

    Oh, and what is this "check" thing you speak of?
    "A person is smart. People are dumb, panicky, dangerous animals and you know it."

    http://dalmady.blogspot.com

  5. #4
    Member
    Join Date
    Nov 2009
    Posts
    132

    Re: Banks charging a Debit Card Fee

    Bank of America got rid of their no strings attached free checking account. Now it is something like $12 a month or you can switch to an "online only" account, which is free but if you use a bank teller for any transaction you incur the $12 fee for that month. Weird stipulations. I was able to have them return the first $12 charge to my account though, so so far I have not had to pay them any green.

  6. #5
    We Need Our Myths reds1869's Avatar
    Join Date
    Feb 2005
    Location
    Overlooking GABP
    Posts
    4,448

    Re: Banks charging a Debit Card Fee

    I have used ING Direct in the past and been quite pleased with them. Now we use a credit union exclusively (our second one) and can't imagine going back to a traditional bank.

  7. #6
    RZ Chamber of Commerce Unassisted's Avatar
    Join Date
    Jul 2003
    Location
    San Antonio
    Posts
    13,440

    Re: Banks charging a Debit Card Fee

    Another satisfied USAA bank customer here, in USAA's hometown. I've visited the mothership branch a few times and waited in the long drive-thru lines there. I love getting those ATM fees rebated each month!

    I've had much better luck doing mobile deposits from my iPad than from my Android phone, FWIW.
    Last edited by Unassisted; 08-26-2011 at 03:29 PM.

  8. #7
    Danger is my business! oneupper's Avatar
    Join Date
    Jun 2004
    Location
    Back in Florida
    Posts
    8,143

    Re: Banks charging a Debit Card Fee

    What's a "teller"?
    "A person is smart. People are dumb, panicky, dangerous animals and you know it."

    http://dalmady.blogspot.com

  9. #8
    CELEBRATION TIME RBA's Avatar
    Join Date
    Apr 2000
    Location
    San Marcos, CA
    Posts
    13,984

    Re: Banks charging a Debit Card Fee

    Quote Originally Posted by oneupper View Post
    What's a "teller"?
    The machine you use at the Casino, after you have dropped $400.

  10. #9
    Danger is my business! oneupper's Avatar
    Join Date
    Jun 2004
    Location
    Back in Florida
    Posts
    8,143

    Re: Banks charging a Debit Card Fee

    Quote Originally Posted by RBA View Post
    The machine you use at the Casino, after you have dropped $400.
    Oh, an Eytiem.
    "A person is smart. People are dumb, panicky, dangerous animals and you know it."

    http://dalmady.blogspot.com

  11. #10
    The rest is drama. marcshoe's Avatar
    Join Date
    Dec 2002
    Location
    In the woods, with a shovel
    Posts
    5,123

    Re: Banks charging a Debit Card Fee

    Quote Originally Posted by oneupper View Post
    What's a "teller"?
    Hangs out with Penn. Doesn't talk much.

    btw, this thread may explain the $3 fee I got hit with at the beginning of the month.

  12. #11
    Member JaxRed's Avatar
    Join Date
    Apr 2000
    Location
    Jacksonville, FL
    Posts
    9,495

    Re: Banks charging a Debit Card Fee

    Not only no fees with USAA, but if you get charged for an ATM, they put that money back in your account. (I think it's limited to $15 a month)

  13. #12
    CELEBRATION TIME RBA's Avatar
    Join Date
    Apr 2000
    Location
    San Marcos, CA
    Posts
    13,984

    Re: Banks charging a Debit Card Fee

    Quote Originally Posted by JaxRed View Post
    Not only no fees with USAA, but if you get charged for an ATM, they put that money back in your account. (I think it's limited to $15 a month)
    Comes in handy at the casino where they charge you $4.00 plus in fees.


Turn Off Ads?

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  

Board Moderators may, at their discretion and judgment, delete and/or edit any messages that violate any of the following guidelines: 1. Explicit references to alleged illegal or unlawful acts. 2. Graphic sexual descriptions. 3. Racial or ethnic slurs. 4. Use of edgy language (including masked profanity). 5. Direct personal attacks, flames, fights, trolling, baiting, name-calling, general nuisance, excessive player criticism or anything along those lines. 6. Posting spam. 7. Each person may have only one user account. It is fine to be critical here - that's what this board is for. But let's not beat a subject or a player to death, please.

Thank you, and most importantly, enjoy yourselves!


RedsZone.com is a privately owned website and is not affiliated with the Cincinnati Reds or Major League Baseball


Contact us: Boss | GIK | BCubb2003 | dabvu2498 | Gallen5862 | LexRedsFan | Plus Plus | RedlegJake | redsfan1995 | The Operator | Tommyjohn25