So, this isn’t my house so I am not in contact with the insurance company, hence why I am curious but not sure how to get answers.
My dad has a cottage on a lake in Michigan. The neighbor’s tree fell on it during the bad storms last week. A very large tree, right on the top and side. The tree is being removed tomorrow and an adjuster is coming out Sunday. A contractor was looking at the neighbor’s house and my dad asked if he could take a look at his. The guy said there is significant structural damage in his opinion.
Now, what can be expected in this process? How long does it take? If there is significant structural damage will the insurance company possibly pay for a tear down and new build?